myWisely: Mobile Banking

4.2
24.4K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4).

LEAVE HIDDEN FEES BEHIND(12)
No hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you.

GET PAID UP TO 2 DAYS EARLY(1)
Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you.

SHOP AND PAY BILLS(6)
In store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted.

GROW YOUR SAVINGS(10)
Save at your own pace and make savings automatic(10) so you do not have to think about it.

(1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.
(4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information.
(6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.
(7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html
(8) Standard message and data rates may apply.
(9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.
(10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com.
(12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.
Updated on
Oct 10, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
24.1K reviews
Brandon Thetford
September 15, 2024
It works pretty well. The map and local business list for discount perks is super helpful and easy to use. Buying gift cards for cash back is usually quick and easy. And adjusting auto-savings from your pay is an easy way to build a rainy day fund. I've recommended it to friends and family and most started using it right away too. If you have ADP, Wisely is a no-brainer.
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ADP, INC.
September 16, 2024
Thanks so much! -cv
Gabriel Jeannot
August 26, 2024
Where do I start... First of all, the interface is not intuitive enough because I tried to create the account by adding the card. I though it was another way of creating it. That "Activate Wisely card" button is just confusing for first time users. Not only that, also everytime I went out of the app, I had to START AGAIN! From scratch. Finally, all that was for nothing because I got errors. Not user friendly errors, just errors. I'm a Full Stack Engineer, the first experience SHOULDNT be bad.
14 people found this review helpful
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ADP, INC.
August 27, 2024
Hello, Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at mywisely_feedback@adp.com. Thank you, cv
Lawrence Cook
August 3, 2024
Customer service is the reason I'm switching it was great until I had to deal with people who ruined my whole experience. Card & app. Was great until it wasn't. The simplest issues & back and forths with these people no thanks. Nancy and Ren. The worst. Now I m waiting for my card that has been deactivated but they say it has been not. So I can't access anything and customer service won't answer they hang up or keep me on hold. Funds are there with no access its a nightmare. Being punished. Thx
26 people found this review helpful
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ADP, INC.
August 6, 2024
Lawrence, we have responded to your other reviews and would like to further review your concern but cannot move forward without your contact info. Please contact us at mywisely_feedback@adp.com. Thank you, cv

What's new

We've refreshed Wisely to make your life easier. We're continuing to optimize your myWisely experience with bug fixes and improvements.